Fixed Deposit Calculator

Calculate FD returns with accurate interest calculations

Enter FD Details

₹1,000₹1 Cr
1%15%
1 Year30 Years
Principal Amount

₹1,00,000

Interest Earned

₹44,995

Maturity Amount

₹1,44,995

Investment Breakdown

Principal Amount
₹1,00,000
Interest Earned
₹44,995

Growth Over Time

Year-wise Growth

YearPrincipalInterestTotal Amount
0₹1,00,000₹0₹1,00,000
1₹1,00,000₹7,714₹1,07,714
2₹1,00,000₹16,022₹1,16,022
3₹1,00,000₹24,972₹1,24,972
4₹1,00,000₹34,611₹1,34,611
5₹1,00,000₹44,995₹1,44,995

About Fixed Deposit Calculator

This FD calculator helps you estimate returns on your fixed deposit investments. Interest rates vary across banks like SBI, HDFC, ICICI, and Axis Bank. Senior citizens typically get 0.25% - 0.50% higher interest rates. Remember that FD interest is taxable as per your income tax slab. For better tax efficiency, consider tax-saving FDs under Section 80C.