RD Calculator - Recurring Deposit
Calculate monthly RD returns with accurate interest calculations
Enter RD Details
₹100₹1 Lakh
1%15%
1 Year30 Years
Total Investment
₹3.00 L
5000 × 60 months
Interest Earned
₹54.95 K
@ 6.5% per annum
Maturity Amount
₹3.55 L
After 5 years
Investment Breakdown
Total Investment
₹3.00 LInterest Earned
₹54.95 KGrowth Over Time
Year-wise Growth
| Year | Invested | Interest | Maturity Value |
|---|---|---|---|
| 0 | ₹0 | ₹0 | ₹0 |
| 1 | ₹60.00 K | ₹2.14 K | ₹62.14 K |
| 2 | ₹1.20 L | ₹8.43 K | ₹1.28 L |
| 3 | ₹1.80 L | ₹19.12 K | ₹1.99 L |
| 4 | ₹2.40 L | ₹34.53 K | ₹2.75 L |
| 5 | ₹3.00 L | ₹54.95 K | ₹3.55 L |
About Recurring Deposit Calculator
RD calculator helps you estimate returns on recurring deposits with monthly installments. Interest rates vary across banks like SBI, HDFC, ICICI, and Post Office. RDs offer quarterly compounding and fixed returns. Senior citizens get 0.25% - 0.50% additional interest. RD interest is taxable, but tax-saving RDs under Section 80C (5-year lock-in) offer tax benefits up to ₹1.5 lakh annually.