PPF Calculator - Public Provident Fund
Calculate returns on your PPF investment with tax-free interest
Enter Investment Details
₹500 (Min)₹1.5L (Max)
*Maximum ₹1.5 Lakh per year allowed
₹0₹50L
6%9%
*Current rate: 7.1% (Q4 FY 2024-25)
15 Years (Min)50 Years
Total Invested
₹22.50 L
Over 15 years
Interest Earned
₹18.18 L
@ 7.1% (Tax-free)
Maturity Value
₹40.68 L
After 15 years
Investment vs Interest
Total Invested
₹22.50 LInterest Earned
₹18.18 LPPF Growth Over Time
Year-wise PPF Growth
| Year | Invested | Interest | Balance |
|---|---|---|---|
| 0 | ₹0 | ₹0 | ₹0 |
| 1 | ₹1.50 L | ₹10.65 K | ₹1.61 L |
| 2 | ₹3.00 L | ₹32.71 K | ₹3.33 L |
| 3 | ₹4.50 L | ₹66.98 K | ₹5.17 L |
| 4 | ₹6.00 L | ₹1.14 L | ₹7.14 L |
| 5 | ₹7.50 L | ₹1.76 L | ₹9.26 L |
| 6 | ₹9.00 L | ₹2.52 L | ₹11.52 L |
| 7 | ₹10.50 L | ₹3.45 L | ₹13.95 L |
| 8 | ₹12.00 L | ₹4.54 L | ₹16.54 L |
| 9 | ₹13.50 L | ₹5.82 L | ₹19.32 L |
| 10 | ₹15.00 L | ₹7.30 L | ₹22.30 L |
| 11 | ₹16.50 L | ₹8.99 L | ₹25.49 L |
| 12 | ₹18.00 L | ₹10.91 L | ₹28.91 L |
| 13 | ₹19.50 L | ₹13.07 L | ₹32.57 L |
| 14 | ₹21.00 L | ₹15.49 L | ₹36.49 L |
| 15 | ₹22.50 L | ₹18.18 L | ₹40.68 L |
About PPF (Public Provident Fund)
PPF is a government-backed long-term savings scheme with EEE (Exempt-Exempt-Exempt) tax status. Minimum deposit ₹500/year, maximum ₹1.5 lakh/year. Lock-in period of 15 years, extendable in blocks of 5 years.
Key features: Interest compounded annually, fully tax-free. Partial withdrawals allowed after 7 years. Loan facility available from 3rd to 6th year.Best for: Long-term retirement planning, risk-free guaranteed returns. Interest rate revised quarterly by Government of India. Current rate: 7.1% (effective April-June 2024).