Step-Up SIP Calculator
Calculate returns with yearly increasing SIP investments
Enter Investment Details
₹500₹1L
0%50%
1%30%
1 Year40 Years
Total Invested
₹9.56 L
With 10% annual increase
Wealth Gained
₹7.31 L
@ 12% returns
Expected Value
₹16.87 L
After 10 years
Investment vs Returns
Total Invested
₹9.56 LWealth Gained
₹7.31 LWealth Growth Over Time
Year-wise Investment Growth
| Year | Monthly SIP | Invested | Returns | Total Value |
|---|---|---|---|---|
| 0 | ₹5.00 K | ₹0 | ₹0 | ₹0 |
| 1 | ₹5.00 K | ₹60.00 K | ₹4.05 K | ₹64.05 K |
| 2 | ₹5.50 K | ₹1.26 L | ₹16.62 K | ₹1.43 L |
| 3 | ₹6.05 K | ₹1.99 L | ₹39.60 K | ₹2.38 L |
| 4 | ₹6.66 K | ₹2.78 L | ₹75.20 K | ₹3.54 L |
| 5 | ₹7.32 K | ₹3.66 L | ₹1.26 L | ₹4.92 L |
| 6 | ₹8.05 K | ₹4.63 L | ₹1.95 L | ₹6.58 L |
| 7 | ₹8.86 K | ₹5.69 L | ₹2.86 L | ₹8.55 L |
| 8 | ₹9.74 K | ₹6.86 L | ₹4.02 L | ₹10.88 L |
| 9 | ₹10.72 K | ₹8.15 L | ₹5.48 L | ₹13.63 L |
| 10 | ₹11.79 K | ₹9.56 L | ₹7.31 L | ₹16.87 L |
About Step-Up SIP Calculator
Step-Up SIP allows you to increase your monthly investment amount periodically (typically annually). This helps you align your investments with your growing income and accelerate wealth creation.
Benefits: Keeps pace with inflation and salary increments, helps reach financial goals faster, builds investment discipline.Ideal for: Salaried individuals expecting regular increments, professionals in growth phase of career. Consider increasing SIP by 10-15% annually for optimal results.