SIP Calculator - Systematic Investment Plan
Calculate returns on monthly mutual fund SIP investments
Enter Investment Details
₹500₹1L
1%30%
1 Year40 Years
Total Invested
₹6.00 L
Monthly SIP of ₹5.00 K
Wealth Gained
₹5.62 L
@ 12% returns
Expected Value
₹11.62 L
After 10 years
Investment vs Returns
Total Invested
₹6.00 LWealth Gained
₹5.62 LWealth Growth Over Time
Year-wise Investment Growth
| Year | Invested | Returns | Total Value |
|---|---|---|---|
| 0 | ₹0 | ₹0 | ₹0 |
| 1 | ₹60.00 K | ₹4.05 K | ₹64.05 K |
| 2 | ₹1.20 L | ₹16.22 K | ₹1.36 L |
| 3 | ₹1.80 L | ₹37.54 K | ₹2.18 L |
| 4 | ₹2.40 L | ₹69.17 K | ₹3.09 L |
| 5 | ₹3.00 L | ₹1.12 L | ₹4.12 L |
| 6 | ₹3.60 L | ₹1.69 L | ₹5.29 L |
| 7 | ₹4.20 L | ₹2.40 L | ₹6.60 L |
| 8 | ₹4.80 L | ₹3.28 L | ₹8.08 L |
| 9 | ₹5.40 L | ₹4.34 L | ₹9.74 L |
| 10 | ₹6.00 L | ₹5.62 L | ₹11.62 L |
About SIP (Systematic Investment Plan)
SIP is a disciplined way to invest in mutual funds by investing a fixed amount monthly. It helps average out market volatility through rupee cost averaging and harnesses the power of compounding for long-term wealth creation.
Benefits: Disciplined investing, rupee cost averaging, power of compounding, flexibility to start/stop/modify. No need to time the market.Best for: Salaried individuals, long-term goals like retirement, child's education. Start early to maximize returns. Minimum ₹500/month in most funds.